Debit/Credit Card Consultancy

Our Daltron team has over 22 years experience in international debit/credit card system development and back office operational support. Specific consultancy and development areas are as follows;

Development and Design

• Front end – data capture and analysis, credit bureau, automated application processing systems, online applications.
• Credit scoring – scorecard development, implementation, and monitoring.
• Behavioural scoring – All aspects of behavioural scorecard development in relation to marketing, promotional pricing, authorisations, credit limit management, delinquency and overlimit collections, card reissue process.
• Fraud detection modules.
• Interest and billing design including interest/fee calculations, tiered interest structures, transaction level processing.
• Affinity and co-branding card products.
• Card association (Visa and MasterCard) processing and regulations.
• Credit card statement design and logic.
• Design of marketing and promotional modules including rewards, bonus points, airline mileage programmes, rebates, tailored statementing logic and templates. 

Back Office

• Credit assessment – application assessment, credit scoring.
• Chargebacks – transaction dispute investigation and chargeback processing with card associations.
• Customer services.
• Merchant services.
• Settlements and reconciliation – transaction processing and settlement.
• Collections.
• Fraud.
• Marketing.
• Management information analysis.
• Authorisations.
• Card production

For any general queries and information please contact us.

Contact Us

Software Development
P + 675 302 2152
F + 675 325 6558
E softwaredevelopment@daltron.com.pg